North Carolina is at a high risk for a variety of natural disasters, including hurricanes, tornadoes, winter storms, floods, wildfires, earthquakes, and mudslides. The North Carolina Department of Insurance encourages proper planning so that citizens are in a better position to protect their families and to recover from a natural disaster. Are you prepared? Click on the link above to find out.
Excess and umbrella liability policies are but a few of the many terms used to describe the various coverage formats providing catastrophic loss protection when underlying insurance is inadequate or lacking. These are liability coverages that pick up when the underlying coverage has been exhausted due to a severe claim. They do not provide primary coverage.
A home is usually a person’s biggest asset. Earthquakes can happen in all 50 states and U.S. territories. Earthquakes can cause a great deal of damage that isn't covered under your Homeowner's, Renter's, or Condominium policy. However, some comprehensive Mobile Homeowner's policies do cover earth movement.