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*Personal Financial Literacy Resource Guide*

Any questions regarding this guide can be directed to Anne Roberts, CPA, MBA at

Welcome to the Financial Literacy Resource Guide!

Anyone is welcome to use this guide. Enjoy!

The BUS125 Personal Finance class is taught year-round online and in-person. Check the course schedule for availability at

This Resource Guide follows the textbook, Focus on Personal Finance 7th Edition by Kapoor Dlabay Hughes and Hart. Go to for more information.

Don't forget to check back! This guide is always growing and expanding. If you have any questions or suggestions for alterations or additions to this guide, please contact Anne Roberts, CPA, MBA, Accounting and Finance Instructor, at

Thank you!

DISCLAIMER: There are many financial resources listed within this Course Guide. Central Piedmont and their representatives in no way guarantee the information or results from the use of the information.

IMPORTANT NOTE: Many thanks to each person who has taken the time to comment and make suggestions to make this Research Guide even better. Your contribution is greatly appreciated!

BUS125 Personal Finance Course Info

BUS125 provides a study of individual and family financial decisions.  Emphasis is placed on building useful skills in buying, managing finances, increasing resources, and coping with current economic conditions.  Upon completion, students should be able to develop a personal financial plan. (BUS125 does not transfer to other colleges and universities.)

The BUS125 course serves as a foundation for those seeking a general understanding of personal finance.

Upon completion, students should be able to show competency in the following areas:

#  1: Prepare balance sheets, income & expense statements, and annual cash budgets

#  2: Interpret and apply federal income tax principles to financial planning.

#  3: Maintain and reconcile checking accounts

#  4: Manage savings programs

#  5: Evaluate buying versus leasing automobiles

#  6: Evaluate renting versus buying a home

#  7: Interpret and apply credit concepts that allow one to use credit wisely.

#  8: Evaluate the need for life insurance.

#  9: Describe the importance of health, long-term care, and disability insurance

#10: Evaluate automobile, homeowner, and liability insurance

#11: Evaluate and interpret changes in securities markets.

#12: Describe the fundamental concepts of investing in stocks, bonds, and mutual funds, including the risk/return characteristics of each.

#13: Interpret and apply the fundamentals of retirement and estate planning. 

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